Release notes

Update of the file with all the tax news for 2025 (except the removal of the maximum for FRVs).

Addition of RRMSQ pension choices in the RREGOP/RRPE table in the pension tab.

Here are the changes made in version V3 of 2024:

• Changes following the federal budget (capital gains inclusion rate)
• Changes to improve data entry
• Addition of the CRI in the financial information of the report
• Miscellaneous fixes

For more details, feel free to download the update document below.

Download

Here are the changes made in version V2 of 2024:

• Copying from one file to another
• Simplification of use (CRI, RPAPD, etc.)
• Miscellaneous fixes

For more details, feel free to download the update document below.

Download

Here are the changes made in version V1 of 2024:

• Deferral of the QPP until age 72
• Old age security reduction indicator
• Pension for the surviving spouse
• choice of age of death
• Total Assets Chart

For more details, feel free to download the update document below.

Here are the changes made in the V5 version of 2023:

• RREGOP/RRPE: addition of automatic calculation of full pension age and precision of the calculation according to the month of birth
• 1st year QPP/OAS: take the full amount if starting before the current year
• Needs line: addition of the needs line (expenses+additional expenses+taxes) in the Source of income graph.
• Correction of the amount of the GIS for the current year when one is already retired (could give an amount because had no income from the previous year)
• Increase in Old Age Security at age 75
• General reduction in income tax
• Added names to manually entered fields

• General changes from basic version: same file as advanced/pro with some tabs not accessible
• Simplified Input Data tab
• Automatic RRQ calculation
• Modification of the "Assumptions of calculation" tab
• Pension: average of the best 5 years calculated automatically
• Improvement of the visual of "Results details"
• Added inflation column
• Report

Update of the file with all the tax news for 2025 (except the removal of the maximum for FRVs).

Addition of RRMSQ pension choices in the RREGOP/RRPE table in the pension tab.

Here are the changes made in version V3 of 2024:

• Changes following the federal budget (capital gains inclusion rate and ECGC value)
• Changes to improve data entry
• Addition of the CRI in the financial information of the report
• Miscellaneous fixes

For more details, feel free to download the update document below.

Download

Here are the changes made in version V2 of 2024:

• Copying from one file to another
• Simplification of use (CRI, RPAPD, etc.)
• Possibility of 2 companies per person
• Specific savings amount per plan
• Plan only: addition of spouse’s income information
• Miscellaneous fixes

For more details, feel free to download the update document below.

Download

Here are the changes made in version V1 of 2024:

• Deferral of the QPP until age 72
• Old age security reduction indicator
• Variation of expenses
• Tax return in TFSA
• Pension for the surviving spouse
• Property management upon death
• Company management
• Management upon death
• Total Assets Chart

For more details, feel free to download the update document below.

Here are the changes made in the V5 version of 2023:

• RREGOP/RRPE: addition of automatic calculation of full pension age and precision of the calculation according to the month of birth
• 1st year QPP/OAS: take the full amount if starting before the current year
• Needs line: addition of the needs line (expenses+additional expenses+taxes) in the Source of income graph.
• Correction of the amount of the GIS for the current year when one is already retired (could give an amount because had no income from the previous year)
• Increase in Old Age Security at age 75
• General reduction in income tax
• Added names to manually entered fields

• Simplified Input Data tab
• Automatic RRQ calculation
• Modification of the "Assumptions of calculation" tab
• New advanced options: choice of income splitting or not, different QPP/OAS indexing, RRIF according to spouse's age, % salary increase, savings in spouse's TFSA, non-registered transfer to spouse's TFSA, maximum transfer to TFSA, management taxation of non-registered accounts
• Pension: average of the best 5 years calculated automatically
• Improved rental income management (now several possible)
• Additional rental expenses
• Dividend managed for Companies
• Improvement of the visual of "Results details"
• Added inflation column
• Report